A campaign to investigate OnlyFans began in the [[United States Congress]] in August 2021. It was reported on 19 August 2021 from October 2021 onward, OnlyFans would [[#2021 planned porn ban|no longer allow sexually explicit material]]<ref name=":1">{{cite news|title=OnlyFans to ban sexually explicit content|url=https://www.bbc.co.uk/news/business-58273914|access-date=20 August 2021|publisher=BBC News|date=20 August 2021|archive-date=20 August 2021|archive-url=https://web.archive.org/web/20210820004312/https://www.bbc.co.uk/news/business-58273914|url-status=live }}</ref> due to pressure from banks that OnlyFans used for user payments. However, this decision was reversed six days later due to backlash from users and creators alike.<ref name="CNBC U-turn">{{Cite web|last=Browne|first=Ryan|date=2021-08-25|title=OnlyFans says it will no longer ban porn in stunning U-turn after user backlash|url=https://www.cnbc.com/2021/08/25/onlyfans-says-it-will-no-longer-ban-porn-after-backlash-from-users.html|access-date=2021-08-25|website=CNBC|language=en|archive-date=8 October 2021|archive-url=https://web.archive.org/web/20211008120136/https://www.cnbc.com/2021/08/25/onlyfans-says-it-will-no-longer-ban-porn-after-backlash-from-users.html|url-status=live}}</ref><ref name="BI U-turn">{{Cite web|last=Akhtar|first=Sinéad Baker, Allana|title=OnlyFans no longer plans to ban porn, saying in abrupt U-turn that it wants to be a 'home for all creators'|url=https://www.businessinsider.com/onlyfans-reverses-ban-sexually-explicit-content-2021-8|access-date=2021-08-25|website=Business Insider|language=en-US|archive-date=25 August 2021|archive-url=https://web.archive.org/web/20210825132827/https://www.businessinsider.com/onlyfans-reverses-ban-sexually-explicit-content-2021-8|url-status=live}}</ref><ref name=":4">[https://www.cnn.com/2021/08/20/tech/onlyfans-explicit-content-ban-payment/index.html "Why did OnlyFans ban sexually explicit content? It says it's the credit card companies."] {{Webarchive|url=https://web.archive.org/web/20210821043238/https://www.cnn.com/2021/08/20/tech/onlyfans-explicit-content-ban-payment/index.html|date=21 August 2021 }} ''[[CNN]]'', 20 August 2021.</ref>

OnlyFans is mainly used by pornographic creators,<ref name="nythow" /><ref>{{Cite web|url=http://www.dazeddigital.com/science-tech/article/38717/1/onlyfans-is-the-site-where-porn-is-more-intimate-than-ever|title=OnlyFans is the site where porn is more intimate than ever|website=Dazed|access-date=4 March 2019|date=19 January 2018|archive-date=26 March 2020|archive-url=https://web.archive.org/web/20200326024000/https://www.dazeddigital.com/science-tech/article/38717/1/onlyfans-is-the-site-where-porn-is-more-intimate-than-ever|url-status=live}}</ref> both [[Amateur pornography|amateur]] and professional, but it also has a market with chefs, fitness trainers, and musicians.<ref>{{Cite web|title=Porn app OnlyFans and platform JustFor.Fans stars share personal stories, paid sexual content creation, and the online adult entertainment marketplace|url=https://www.esquiresg.com/features/porn-app-onlyfans-and-platform-justfor-fans-stars-share-personal-stories-paid-sexual-content-creation-and-the-online-adult-entertainment-marketplace/|website=Esquire SG|access-date=12 May 2020|archive-date=25 June 2020|archive-url=https://web.archive.org/web/20200625083145/https://www.esquiresg.com/features/porn-app-onlyfans-and-platform-justfor-fans-stars-share-personal-stories-paid-sexual-content-creation-and-the-online-adult-entertainment-marketplace/|url-status=live}}</ref> The company charges a 20% fee for all transactions made on the site.<ref name=":1" />